Buying a home in Chilliwack, BC? Learn how to get mortgage-approved, prepare your documents, understand lender requirements, and choose the right mortgage option for your goals.
How to Get Approved for a Mortgage in Langley, BC Working with a mortgage broker in Langley BC can make the home buying process much easier. Whether you’re purchasing in Willoughby, Walnut [...]
Mortgage ID requirements in BC are usually simple, but expired ID, address mismatches, missing photo ID, or name differences can delay your closing. Learn what to check before signing your [...]
Starting the mortgage approval process too late can lead to stress, fewer lender options, and possible closing delays. Here is how much time to allow for a purchase, refinance, transfer, or renewal.
Mortgage terminology can get confusing at times, so it’s not uncommon for people to misunderstand the terms. Often someone will say they want to refinance their mortgage when they are really [...]
With real estate prices as high as they are, qualifying for the required mortgage can be challenging for many people. One advantage to using a mortgage broker is that we have options [...]
People will often ask if a mortgage is with an A or B lender, however few are aware of what these terms mean. The big banks will often refer to themselves as A lenders (which they are) with all [...]
Whether you’re a first time homebuyer, or you’re a seasoned veteran, many will go straight to their bank for their mortgage, without ever considering other options. I receive regular inquiries [...]
One of the most commonly misunderstood terms used in the mortgage industry is biweekly payments. The confusion comes from there being two options. Biweekly and accelerated biweekly. When most [...]
If your goal is to pay your mortgage off as quickly as possible, you may be inclined to request a shorter amortization. After all, you’ll become mortgage-free faster by choosing a 25 year [...]