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Rising mortgage rates are a concern to many. Particularly those who are in variable rate mortgages with an adjustable payment (ARM), or for those who have a mortgage that is coming up [...]

When a marriage, common-law arrangement, or another significant relationship ends, the division of assets, such as a mortgage, must be considered before the relationship is completely over. [...]

While living with debt can be tough at any age, living with overwhelming debt in your retirement years, without a steady income stream can be even tougher. A financial solution, such as [...]

For Canadians 55 and over, a reverse mortgage may be the best solution for funding your hobbies in retirement. With easy qualifiers and no monthly repayment burden, you can enjoy tax-free cash in [...]

All mortgages are not created equal, and making the wrong choice can end up being a costly or frustrating decision. This is exactly why you should never choose a mortgage based on rate [...]

Mortgage terms can range anywhere from one to ten years, with the most common being five years. At the end of your term, your mortgage is due and payable. This doesn’t mean you have to fork [...]

It’s hard to imagine that a 2.49% mortgage rate was considered high just one year ago. We became spoiled with the pandemic driven sub-2% rates available during the latter half of 2020 and the [...]

Back in early 2022, there were forecasts indicating that the Bank of Canada would increase their rate by as much as five times before the end of the year. All at the standard 0.25% per increase, [...]

There are many decisions to make when arranging a new mortgage. Whether to go with a fixed or variable, amortization period, payment frequency, and term length. Prior to mortgage rule changes [...]

When purchasing a new property, you can generally count in it to close on time. Sure, there are some rare exceptions, but they are indeed rare.   Purchasing is one thing, but what about [...]