Mortgage Application

Completing our no obligation application gives us all the initial information we need to get you started on learning about your borrowing power! Whether you are looking for a purchase pre approval, debt consolidation or renewal, with 1 simple application, we can help.  We will give you options and let you decide your next steps.

Not sure what exactly what our role is?  We are your mortgage shoppers, we work with over 40 different lenders (Banks, credit unions and Primary mortgage lenders) who all have their niche products and of course best rates.

This way we are able to find the best mortgage that suits your short and long term goals, and saves you having to go out and shop yourself.   As a thank you from the lender for bringing them your mortgage business they pay me so there are *no fees for our services.   We can’t wait to get started on finding your mortgage solution.

*should you need a private or alternate mortgage we do that too!  Fees are only charged for the most complex files that do not fit standard bank lending, while fees are rare they are is fully disclosed prior to completion of the transaction.

This is the info we use for the Mortgage toolbox link should you need any detail.

If you are looking for a quick estimate, we have a great tool available to you called “My Mortgage toolbox”;  It’s a free app that gives you information that helps you understand what you can afford to buy.   It also has rate notifications and calculators for down payment and closing costs. Here is the link: https://dlcapp.ca/app/harmony