What people are saying

Being a local Chilliwack Home Inspector I have had the opportunity to work with Carie on several occasions. I have always found her to be very professional, and very helpful. If you are looking for a Mortgage or have questions regarding a mortgage Carie is the gal to call. I wouldn’t hesitate to refer her to my clients. It’s always a pleasure to work with Carie.

Ken Oldale
Buyers Choice Home inspections

Tammy was great to work with!! We had a client that required a lot of attention as this was her first mortgage and she was very nervous. Tammy answered all her questions some more than once, Tammy was very patient and was able to help me get my client into her first Home.”

Donna P
Happy Homes BC

“I was recommended to contact Tammy to assist me with the purchase of my first home. I am VERY happy that I did!
Even though we live half-way across the country from one another, she was very quick to respond and was extremely personable throughout the duration of our email correspondence. Tammy happily answered any and all questions I had, no matter how small.
I have since recommended Tammy to anyone that I know who is looking to contact a mortgage broker of their own. I will definitely use Tammy again as my mortgage broker for future home purchases.”

Destiny J

It is with great pleasure to recommend the services of Carie Pool, mortgage broker extraordinaire! She always listens to what you want and her advice and guidance through the whole process is always invaluable. Her attention to detail, knowledge of the field and no-pressure approach are always greatly appreciated. I couldn’t imagine going through the process with anybody but Harmony Mortgage Group! The teamwork, service and commitment of Carie and Tammy is simply the best!

Steph B
Chem Dry

I am a Realtor in Chilliwack and refer clients to Carie Pool. I always find Carie very helpful and knowledgeable and ready to get the job done. My clients love her. My approach is a very personal approach with my clients, and I find Carie to be the same. I highly recommend Carie and encourage you to give her a call today. We love working together to get our clients their dream homes!!

Kellee Romaine

It is a great pleasure for me to write this letter of recommendation for Tammy O’Callaghan.
We know Tammy since early 2007 (six years by now) and we would never change her with another mortgage broker. Her skills and quality financial professionalism gave us total confidence to close on our current home and on another four investment properties so far. Besides, Tammy is our trusty advisor when it comes to making important financial decisions.
We worked with banks before and shopped with other brokers against her but nothing can compare with Tammy’s ability to find financing that suited our needs in this changing economy.
We recommended Tammy to several friends, colleagues and real estate agents that we worked with and they are all very content about the invaluable services that she provided.
It is with complete and total confidence that I would refer Tammy O’Callaghan to any perspective borrower or personal and professional contacts. She is simply the best.

Mihaela P

Tammy has a high level of expertise and knowledge throughout the mortgage industry offering her clients the most competitive options with the best rates and service. Because of the high volume of mortgages she places with lenders she is offered the most favourable rates and products, often unavailable at local bank branches. You can be sure that she is working for your best interest with 100% dedication to financing your home


Over the last 10 years, Tammy has gone above and beyond for us many times, helping us consolidate debt and refinance our mortgage to improve our cash flow. Her advise, direction, and dedication to helping us has been invaluable. Most recently, Tammy helped us purchase a new home and qualify for a new mortgage. With all the changes to regulations over the last few years, it was much more difficult than when we first bought property 15 years ago. Tammy guided us through all the hoops with grace and perseverance when I was ready to give up. Professional, personable, and always there for us. I’ve recommended friends to Harmony Mortgage before and will do it again!!


Carie was extremely helpful and patient through the whole mortgage process. She answered every question I had and I felt as if she was there to help me and not just trying to get another commission. I recommend Carie to anyone looking at getting a new mortgage or refinancing or whatever. Thanks again for all your help!


Tammy, we are so happy we responded to your a, it was such a pleasure working with you, you were so on the ball/knowledgable and a pleasure to work with, I would refer you to a friend anytime. I hope new business will come your way.

Sara and Robb

Tammy is a hard working and enthusiastic professional, who puts clients needs first. I would recommend using her for your next home purchase or refinance


Tammy has been my mortgage broker for over 10 years. Whether its for the purchase of a new home, a refinance, or just someone to give you an idea of what your financial options are, Tammy is the one to call. She has always come through for us and has always found the best option / rate! She is easily accessible and keeps you informed. If you are a home-owner, and run into tough financial times, or have over-extended yourself financially, look to Tammy for excellent advice – She will provide the answers


Carie has an incredible level of personal professionalism that is very hard to come by. She immediately puts you at ease, and gains your trust with her demeanour and attentive listening skills. The service Carie gives leaves nothing to be desired, she is always one step ahead, anticipating questions before you before you have time to ask. I will not think twice when the time comes for me to need a Mortgage Broker, and would swear by her when recommending to others.


Please feel free to leave us feedback!

Carie Pool – Click to leave feedback

Tammy O’Callaghan – Click to leave feedback