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It Is More Than Just A Referral!

It Is More Than Just A Referral!

      Referrals are an integral part of any Mortgage Broker’s business. An important part of the service we offer our clients as they come in to set the wheels in motion to solidify a mortgage is the ability to refer them in good faith to one of our referral partners.  Whether it be […]

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Do You Have A Chocolate Covered Mortgage?

Do You Have A Chocolate Covered Mortgage?

I have something shocking to tell you. Ready? Canadian banks are a business like any other. Gasp and shock! This is nothing less than the truth. They are mandated to produce profits and provide their shareholders with a dividend at the end of the year. This is accomplished by charging us service fees and interest […]

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Top Six Questions First Time Home Buyers Ask!

Top Six Questions First Time Home Buyers Ask!

    Buying a home can be an exciting and stressful undertaking at any point in your life.  Being a first time home buyer can be especially exciting and that much more stressful.  Buying a home for the first time has the added stress of the unknowns and not knowing what to expect. Harmony Mortgage […]

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Coming Out On Top – In a Multiple Offer Situation

Coming Out On Top – In a Multiple Offer Situation

Whether you are a first time buyer, looking at buying a bigger house or downsizing, if you are looking at buying an investment property it is important to be prepared. This spring a sellers’ market is in full swing, which is more noticeable in certain areas of the Lower Mainland. With historically low interest rates, […]

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What Is a “Gifted” Down Payment?

What Is a “Gifted” Down Payment?

              A “Gifted” Down Payment is very common for first time buyers. Essentially, a buyer’s family member (usually very nice, warm and loving parents) will offer up money to go towards the down payment. Often this is done because their son or daughter doesn’t quite have enough funds saved […]

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Hot Hot Hot!

Hot Hot Hot!

In a summer that will go down in the history books for being Hot Hot Hot in terms of 30+ degree weather with little to no rain,  it will also go down as the summer that saw a HOT Housing market after several years of sluggish sales.                                Add to the already busy market, The […]

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Fast & Furious Real Estate Market In Chilliwack

Fast & Furious Real Estate Market In Chilliwack

      Many of us, realtors, mortgage brokers, home owners, investors and potential buyers are watching our fast and furious Real Estate Market here in Chilliwack.  This hot market has many pondering their next move as the market continues at its current fast pace with no real end in sight. Being intricately tied to […]

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Buying A Home In A Hot Market

Buying A Home In A Hot Market

  Buying a home can be an exciting and stressful time.  Buying in a hot market like our current spring market can be even more of a challenge as houses hit the market and sell fast. So what should you do to make sure you don’t lose that perfect house?  To start,  find yourself a […]

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Thinking about buying a Foreclosure?

Thinking about buying a Foreclosure?

Foreclosures can often represent a great investment in real estate and are a good way to gain equity fast if the market is stable or on an upward swing.  Although Foreclosures can be  a great deal they are not for everyone.  The process is different from that of a more traditional MLS listing as there […]

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Happy clients!

Happy clients!
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