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Do You Have A Chocolate Covered Mortgage?

Do You Have A Chocolate Covered Mortgage?

I have something shocking to tell you. Ready? Canadian banks are a business like any other. Gasp and shock! This is nothing less than the truth. They are mandated to produce profits and provide their shareholders with a dividend at the end of the year. This is accomplished by charging us service fees and interest […]

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Thinking about buying a Foreclosure?

Thinking about buying a Foreclosure?

Foreclosures can often represent a great investment in real estate and are a good way to gain equity fast if the market is stable or on an upward swing.  Although Foreclosures can be  a great deal they are not for everyone.  The process is different from that of a more traditional MLS listing as there […]

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$10,000 First Time Homebuyer BONUS!!!

$10,000 First Time Homebuyer BONUS!!!

  $10,000 First Time Homebuyer BONUS! Effective February 21, 2012, to March 31, 2013, the bonus is a one-time refundable personal income tax credit worth up to $10,000. Certain restrictions and qualifications do apply – please click the 2 links below to find out more information. And, as always, if you have ANY questions or […]

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Does Breaking your Mortgage Make Sense??

Does Breaking your Mortgage Make Sense??

  With mortgage rates still hovering at historic lows, chances are you’ve considered breaking your current mortgage and renewing now before rates begin to rise. Perhaps you want to free up cash for such things as renovations, travel or putting towards your children’s education? Or maybe you want to pay down debt or pay your […]

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Mortgage up for Renewal soon? Start now!

Mortgage up for Renewal soon? Start now!

It really is never to early to start looking at options for your renewal. Harmony Mortgage Group has trained professionals who are trained experts in the field of Mortgages. We don’t like to slam banks as we all need our banks for personal loans, banking, credit cards, and lines of credit. In fact we encourage […]

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Stick out your paperwork and say Ahhhhhhhhhhhhhh???

Stick out your paperwork and say Ahhhhhhhhhhhhhh???

Mortgage check up time! Stick out your mortgage paperwork and say, “Ahhh!”   It’s time for your annual mortgage health check up. Mortgage experts agree that if you make time for a quick review each year, it may yield you some fruitful financial savings. Your annual home loan review should examine the most common potential […]

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10 Questions to ask your mortgage broker before you borrow

10 Questions to ask your mortgage broker before you borrow

Carie Pool Mortgage Specialist mortgagewithcarie.ca 1. If I have mortgage default insurance do I also need mortgage life insurance? ·         Yes. Mortgage life insurance is a life insurance policy on a homeowner, which will allow your family or dependents to pay off the mortgage on the home should something tragic happen to you. Mortgage default insurance […]

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Mortgage Broker / Rate shopper???

Mortgage Broker / Rate shopper???

A new survey from CMHC says the vast majority of Canadians renew their mortgages with their original lender, but you can save thousands over the life of a mortgage by looking at competing rates from competing institutions and mortgage brokers. Are the banks doing an incredible job of retaining customers or are Canadians just too […]

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Refinancing can save you $$$$$$$$ today

Refinancing can save you $$$$$$$$ today

Could there be a better time of the Year to save some Money!??? Fall is often the time of year that people start to think about refinancing their homes in order to put themselves in the best financial position for the New Year. Refinancing entails borrowing money from your home equity to consolidate debt, make […]

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